Terms of Use
Last updated: May 30, 2025
These Terms of Use govern your access to and use of the services, website, and platform operated by Rinozuy. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, you must not use our services.
1. Acceptance of Terms
By registering an account, accessing any part of the platform, or participating in any webinar or educational session offered through Rinozuy, you confirm that you have read, understood, and agree to these Terms of Use in full. These Terms apply to all users, including visitors, registered participants, and any individuals who interact with our platform in any capacity.
We reserve the right to update or modify these Terms at any time. Continued use of the platform following notification of changes constitutes your acceptance of the revised Terms.
2. Description of Services
Rinozuy provides an online platform for live and recorded webinars, interactive educational sessions, and related digital learning tools. Our services are focused on long-term budgeting education and financial literacy, delivered remotely to participants who seek flexible learning opportunities.
Services may include, but are not limited to:
- Live webinar broadcasts with expert facilitators
- Interactive Q&A and communication features during sessions
- Access to session recordings and supplementary materials
- Registration and account management tools
- Notifications, scheduling, and session reminders
We reserve the right to modify, suspend, or discontinue any aspect of the services at any time without prior notice.
3. Eligibility
You must be at least 18 years of age to use this platform. By using our services, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete.
If you are using the platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
4. User Accounts
4.1 Account Registration
To access certain features of the platform, you may be required to create an account. You agree to provide truthful and accurate information during registration and to keep your account details up to date.
4.2 Account Security
You are solely responsible for maintaining the confidentiality of your account credentials. You must not share your login information with any third party. You agree to notify us immediately at contact@rinozuy.com if you suspect any unauthorised use of your account.
4.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion if we believe you have violated these Terms or engaged in any conduct that is harmful to the platform, other users, or our business operations.
5. Acceptable Use
You agree to use the platform only for lawful purposes and in a manner consistent with these Terms. You must not:
- Use the platform for any unlawful, fraudulent, or deceptive purpose
- Harass, threaten, or harm other users or platform staff
- Post or transmit any content that is defamatory, offensive, or infringes the rights of any third party
- Attempt to gain unauthorised access to any part of the platform or its systems
- Interfere with or disrupt the integrity or performance of the platform
- Use automated tools, bots, or scrapers to extract content or data from the platform
- Reproduce, distribute, or commercially exploit any platform content without prior written authorisation
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
6. Intellectual Property
6.1 Platform Content
All content available on the Rinozuy platform, including but not limited to webinar recordings, educational materials, graphics, text, logos, and software, is the property of Rinozuy or its licensors and is protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights to platform content.
6.2 Limited Licence
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform and its content solely for your personal, non-commercial educational purposes. This licence does not include the right to sublicense, modify, copy, distribute, sell, or create derivative works from any platform content.
6.3 User-Submitted Content
If you submit, post, or transmit any content through the platform, including questions, comments, or feedback, you grant Rinozuy a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display such content in connection with the operation of the platform. You represent that you have all necessary rights to grant this licence.
7. Privacy and Data
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the platform, you consent to the collection and use of your information as described in our Privacy Policy. We encourage you to review that document carefully.
For any privacy-related enquiries, you may contact us at contact@rinozuy.com.
8. Payments and Refunds
8.1 Fees
Access to certain webinars or features may require payment. All applicable fees will be clearly communicated prior to purchase. By completing a payment, you authorise us to charge the stated amount using your selected payment method.
8.2 Refund Policy
Refund eligibility depends on the specific service purchased. Unless otherwise stated at the time of purchase, refund requests must be submitted within 7 days of the transaction date. We reserve the right to assess each request individually and to decline refunds where access to content has already been provided.
8.3 Pricing Changes
We reserve the right to change pricing for any services at any time. Price changes will not affect purchases already completed.
9. Third-Party Services and Links
The platform may contain links to third-party websites or integrate third-party tools and services. These are provided for convenience only. Rinozuy does not endorse, control, or take responsibility for the content, privacy practices, or availability of any third-party services. Your use of third-party services is at your own risk and subject to their respective terms.
10. Disclaimers
The platform and all content provided through it are offered on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components.
Educational content provided through Rinozuy is intended for general informational and learning purposes only. It does not constitute professional financial, legal, or investment advice. You should seek independent professional guidance before making any financial decisions.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Rinozuy, its directors, employees, partners, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform, even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the platform shall not exceed the total amount paid by you to Rinozuy in the twelve months preceding the event giving rise to the claim.
12. Indemnification
You agree to indemnify, defend, and hold harmless Rinozuy and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the platform, your violation of these Terms, or your infringement of any third-party rights.
13. Modifications to the Platform
We reserve the right to update, change, or discontinue any feature, content, or aspect of the platform at any time without liability. We will make reasonable efforts to notify users of significant changes where practicable.
14. Termination
We may suspend or terminate your access to the platform at any time and without prior notice if we determine, at our sole discretion, that you have breached these Terms or that your use of the platform poses a risk to other users or to the integrity of our services.
Upon termination, your right to use the platform ceases immediately. Provisions of these Terms that by their nature should survive termination shall continue to apply, including but not limited to intellectual property rights, disclaimers, and limitations of liability.
15. Governing Terms and Dispute Resolution
These Terms represent the entire agreement between you and Rinozuy regarding your use of the platform and supersede all prior agreements or understandings relating to the same subject matter.
In the event of any dispute arising from these Terms or your use of the platform, we encourage you to contact us directly to seek an amicable resolution before pursuing any formal proceedings. You may reach our team at:
Rinozuy
116 Templegreen, Dungeeha, Newcastle West, Co. Limerick, Ireland
Email: contact@rinozuy.com
Phone: +353 71 914 4288
16. Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
17. Waiver
Our failure to enforce any right or provision of these Terms shall not be considered a waiver of that right or provision. Any waiver must be made in writing and signed by an authorised representative of Rinozuy to be effective.
18. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:
| Method | Details |
|---|---|
| contact@rinozuy.com | |
| Phone | +353 71 914 4288 |
| Website | www.rinozuy.com |
| Post | 116 Templegreen, Dungeeha, Newcastle West, Co. Limerick, Ireland |